You can prepare and save for things such as vacations, vehicles or new homes, but it’s not common to save up for a health emergency. Hypothetically, if you or someone in your family was to have a heart attack or was to be diagnosed with a serious illness, would you have the money to pay for treatments and care? What about if time has to be taken off work? A serious illness such as cancer or a heart attack affects one in four women, and one in five men before they retire... We’re ready to help you out by paying a tax-free lump sum in the event you are diagnosed with a covered illness.

Critical Illness Coverage covers you for $20,000, your spouse for $20,000 and $10,000 for each dependent child. This coverage is paid directly to you after a survival period of 30 days following the first diagnosis of a covered condition. This coverage can be added to your current health insurance plan for a small premium each month, depending on age, smoking habits, and previous illnesses.

Once you make the claim, your coverage, along with the premiums will stop. Having this backup ensures that you aren’t hit financially when you’re presented with a serious health concern. Trust us when we tell you that the small premium will be worth it if you or your family faces the unfortunate diagnoses of a serious illness. If you see the value in having Critical Illness Coverage, contact us to add it to your current PHSP. 

Add Critical Illness Insurance to your PHSP today!