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How CustomCare Works

Watch the video below to learn more about how CustomCare works to provide tax efficient health insurance coverage for you and your employees.

What does CustomCare do?

CustomCare recognizes the challenges small businesses face when trying to choose the right employee health benefits program.

As an employer you want to provide a competitive, comprehensive package to your employees but don’t want the costs to become unmanageable or the coverage to be inadequate.

Our Health Spending Account (HSA) is available to incorporated Canadian businesses* that follows the rules and guidelines of a medical insurance and tax planning plan, also known as a Private Health Services Plan (PHSP).

PHSP’s were first introduced in 1988 by the Canada Revenue Agency (CRA) as an alternative to traditional insurance plans for Canada’s small business community.

The CustomCare HSA allows businesses to reimburse qualifying medical and dental expense to employees and business owners. Medical expenses reimbursed through the PHSP are a 100% tax free benefit to the employee as well as 100% tax deductible to the business.

What's Covered

The fact is, CustomCare has a much wider reach than traditional health care plans with the flexability of putting 100% control in the hands of Small Buisness Owners and their employees.

Eligible expenses through PHSP are not only beneficial for small business as a tax incentive, but are forward thinking as well.

For a complete list of eligible expenses, please follow the link to the CRA website: http://www.cra-arc.gc.ca/medical/

How Much Will It Cost & What Are The Fees?

At CustomCare we believe in transparency when it comes to the fees and costs associated with our plan.
There is a onetime set-up fee of $295 plus tax per company. Because we are a pay per use plan, there are no monthly premiums, you will only pay a small 10% admin fee per claim. 
If you or your employees don’t make claims, your company pays nothing.

I'm Ready... Where do I sign up?

Seeing is Believing

Try our savings calculator to see how CustomCare can help build your small business

Savings Calculator

We have an app for that!

How to make a claim using the CustomCare app

Now submitting claims is easier than ever with our Claims App, free from the App store.

Call us today at 1-866-820-2188 or fill out the form below:

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